WorkCover & Insurance

Protect your people and your business — WorkCover made simple

Workers compensation obligations are easy to get wrong and expensive to ignore. GGBAS manages your WorkCover registrations, renewals and declarations so your business stays protected, compliant and never over-charged.

From registering as an employer to annual remuneration declarations, we keep the paperwork accurate and the premiums fair — backed by more than 20 years supporting Australian small businesses.

WorkCover & Insurance services — GGBAS

We calculate rateable remuneration correctly, lodge declarations on time, review premium notices for errors and keep your cover aligned to how your business actually operates — so a workplace incident never becomes a financial one.

Our WorkCover & insurance services include:

Hiring your first employee usually means registering for workers compensation within strict timeframes. We handle the registration, classify your industry correctly and make sure cover starts when your obligations do.

Your premium is driven by the remuneration you declare — wages, super, some contractor payments and more. We calculate the figures correctly from your payroll records, lodge on time and check every premium notice for errors.

If a worker is injured, paperwork and deadlines arrive fast. We prepare the wage and employment records the insurer needs, help you meet your reporting obligations and keep the documentation tidy through the life of the claim.

Some contractors count as workers for WorkCover purposes even when they invoice you. We assess your arrangements so you are neither exposed to uninsured workers nor paying premiums you do not owe.

Not sure your cover is right? Talk to our team

WorkCover compliance without the guesswork

Under-declaring remuneration risks penalties and shortfalls in cover; over-declaring means paying premiums you never owed. Having supported more than 500 Australian small businesses, we know exactly what belongs in a declaration and what does not — and we prepare it straight from reconciled payroll records, not estimates.

Insurance admin handled alongside your books

Because GGBAS already manages your bookkeeping and payroll, your WorkCover figures come from the same accurate source as your BAS and wages — one team, one set of numbers. We keep certificates of currency current for the clients and contracts that request them, and diarise every renewal so nothing lapses.

FAQs for WorkCover & Insurance Services

In most states, yes — registration is required once you employ workers, often within strict timeframes, with limited exemptions for very small payrolls. We check your obligations for your state and handle the registration if it is required.

Generally gross wages, superannuation, most allowances and payments to some contractors. The definitions are precise and state-specific, and getting them wrong changes your premium — so we prepare the numbers directly from payroll.

Sometimes — contractors who work mainly for you and supply labour can be deemed workers. We review each arrangement and document the assessment so you are covered where required and not paying where you are not.

Yes. Premiums are often inflated by incorrect industry classification or over-declared remuneration. We review the calculation, correct the inputs and take up errors with the insurer.

Wage records, super contributions, contractor invoices and employment details — the same records a well-kept payroll file already contains. Because we maintain your books, audit requests become a simple export rather than a scramble.

For most clients it is bundled with payroll and bookkeeping support. Book a free 15-minute financial clarity call and we will give you a clear, fixed price — no surprises and no lock-in contracts.

Book a Free Consultation

Tell us about your team and current cover and we will map out what protected, compliant looks like for your business.

0401 599 456

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